If you, your spouse/partner or any of your children has an accident on any bike where the accident is someone else's fault and the bike is damaged beyond repair, we will pay in full to provide you with a brand new bike on a like-for-like basis.

» Your replacement bike will be FREE and with no excess to pay
» Every type of bike is covered, including electric bikes
» No upper limit on the value of bike we will replace for you

Even if the bike is very specialized or expensive (such as an ultra-light road-racing cycle or a hand-built mountain bike or whatever) this will not be a problem: you will get a replacement of the same value.

There is absolutely no type or specification of bike that isn't covered by our service, so no matter what you're riding it's covered.


Click on any of the boxes on the left to read about another service, or

» Get covered now